For all of those who are afraid of using the credit card over the internet Alert Pay can be a good solution. Founded in 2004, Alert Pay is a Canadian base secure online payment solution regulated by the OSFI (Office of the Superintendent of Financial Institutions Canada), FINTRAC (Financial Transactions and Reports Analysis Centre of Canada) and FinCEN (Financial Crimes Enforcement Network).
How it works? First, you have to create an account with. There are three different types: Personal Starter, Personal Pro and Business. With all of them you can send money with no extra charges but the receive fee changes from one to another. Then you must fund your account by the different methods they offer. Your money will be held in a secure location until. And then, you simply make money transfers either to member of Alert Pay or not. If the person who’s receiving the money is not yet a member he will have to register for free to claims the money. 
