An online resource that groups together tools for managing personal finances and cash flows, Pennyminder is suitable both for individuals and small groups that want to track exactly what happens to their money at any given time.
This site (which has just launched) comes complete with account and expense journals which can be readily shared with whomever the user wants.
Moreover, a breakdown of who has paid whom and the amounts that are owed to different individuals is easily carried out through the site. Auto reminders for making sure that nothing will ever be past due can also be implemented.
Further resources that merit mentioning include a spend cloud that empowers the user to visualize his spending by applying the corresponding tags, and the ability to import bank statements in order to keep everything in sight.
It goes without saying that resources such as this one are heaven sent at a time like this, not only because we have to struggle against one of the worst recessions we can remember, but because this time of the year is characterized by a heavy shopping schedule. As such, the site is certainly worth at least a visit and some time browsing through its contents.
Pennyminder.com In Their Own Words
“Pennyminder helps individuals and small groups manage their shared and personal finances by tracking deposits and withdrawls allowing them to see what’s happening with their money.”
Why Pennyminder.com It Might Be A Killer
It is a useful resource that might just equip you with the tools for making ends meet.
Some Questions About Pennyminder.com
Are the provided journals web-based or do you have to download anything in order to get going? 
